/* ==========================================================================
   CREDIT RAPID IFN — Main Stylesheet
   Modern fintech design: clean, trustworthy, spacious
   ========================================================================== */

/* ===== CSS VARIABLES ===== */
:root {
  --primary: #0B3D91;
  --primary-light: #1565C0;
  --primary-dark: #062558;
  --accent: #FF6D00;
  --accent-hover: #E65100;
  --accent-light: #FFF3E0;
  --success: #2E7D32;
  --success-light: #E8F5E9;
  --dark: #1A1A2E;
  --text: #374151;
  --text-light: #6B7280;
  --text-muted: #9CA3AF;
  --bg: #F9FAFB;
  --bg-alt: #F3F4F6;
  --white: #FFFFFF;
  --border: #E5E7EB;
  --shadow: 0 1px 3px rgba(0,0,0,0.1), 0 1px 2px rgba(0,0,0,0.06);
  --shadow-lg: 0 10px 15px -3px rgba(0,0,0,0.1), 0 4px 6px -2px rgba(0,0,0,0.05);
  --shadow-sm: 0 1px 2px rgba(0,0,0,0.05);
  --radius: 12px;
  --radius-lg: 16px;
  --radius-sm: 8px;
  --transition: all 0.2s ease;
  --font-heading: 'Plus Jakarta Sans', sans-serif;
  --font-body: 'DM Sans', sans-serif;
}

/* ==========================================================================
   RESET & BASE
   ========================================================================== */

*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-size: 17px;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  color: var(--text);
  background: var(--white);
  line-height: 1.7;
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

h1, h2, h3, h4 {
  font-family: var(--font-heading);
  color: var(--dark);
  line-height: 1.3;
  letter-spacing: -0.02em;
}

a {
  text-decoration: none;
  color: inherit;
  transition: var(--transition);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

button {
  font-family: inherit;
}

/* Screen-reader only: hidden visually, present in DOM for SEO + accessibility */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}

/* ==========================================================================
   LAYOUT
   ========================================================================== */

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

.highlight {
  color: var(--accent);
}

.section-header {
  text-align: center;
  margin-bottom: 64px;
}

.section-header h2 {
  font-size: 1.75rem;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--dark);
}

.section-header p {
  font-size: 1rem;
  color: var(--text-light);
  max-width: 560px;
  margin: 0 auto;
  line-height: 1.7;
}

/* ==========================================================================
   CTA BUTTONS
   ========================================================================== */

.btn-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: linear-gradient(135deg, var(--accent), #FF8F00);
  color: var(--white);
  border: none;
  padding: 16px 40px;
  font-size: 1rem;
  font-weight: 700;
  font-family: var(--font-heading);
  border-radius: 50px;
  cursor: pointer;
  transition: var(--transition);
  box-shadow: 0 4px 14px rgba(255,109,0,0.25);
  width: 100%;
  text-transform: none;
  letter-spacing: 0.2px;
  line-height: 1.4;
}

.btn-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(255,109,0,0.35);
  background: linear-gradient(135deg, #FF8F00, var(--accent));
}

.btn-cta:active {
  transform: translateY(0);
  box-shadow: 0 2px 8px rgba(255,109,0,0.25);
}

.btn-cta i {
  font-size: 0.85rem;
  transition: transform 0.2s ease;
}

.btn-cta:hover i {
  transform: translateX(3px);
}

.btn-cta-white {
  background: var(--white);
  color: var(--primary);
  box-shadow: 0 4px 14px rgba(0,0,0,0.1);
  font-weight: 700;
}

.btn-cta-white:hover {
  background: var(--bg);
  box-shadow: 0 6px 20px rgba(0,0,0,0.15);
  color: var(--primary-dark);
}

.btn-outline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--primary);
  border: 1.5px solid var(--primary);
  padding: 12px 28px;
  font-size: 0.95rem;
  font-weight: 600;
  font-family: var(--font-heading);
  border-radius: 50px;
  cursor: pointer;
  transition: var(--transition);
}

.btn-outline:hover {
  background: var(--primary);
  color: var(--white);
}

/* ==========================================================================
   HEADER
   ========================================================================== */

.header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 99999;
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
  transition: var(--transition);
}

.header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-heading);
  font-size: 1.3rem;
  color: var(--primary);
  letter-spacing: -0.3px;
}

.logo-mark {
  display: none;
}

.logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.15;
}

.logo-text .logo-name {
  font-weight: 800;
  font-size: 1.3rem;
  color: var(--dark);
  letter-spacing: -0.5px;
}

/* Footer logo: white text on dark bg */
.footer .logo-text .logo-name {
  color: var(--white);
}

.footer .logo-text .logo-sub {
  color: rgba(255,255,255,0.45);
}

.logo-text .logo-name b {
  color: var(--accent);
  font-weight: 800;
}

.logo-text .logo-sub {
  font-size: 0.5rem;
  font-weight: 700;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 3px;
}

/* Legacy logo icon - hide old bolt icon (not inside logo-mark) */
.logo > i { display: none; }

.nav {
  display: flex;
  align-items: center;
  gap: 28px;
}

.nav-link {
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--text);
  position: relative;
  padding: 4px 0;
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--primary);
  border-radius: 1px;
  transition: width 0.2s ease;
}

.nav-link:hover {
  color: var(--primary);
}

.nav-link:hover::after {
  width: 100%;
}

.mobile-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}

.mobile-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--dark);
  border-radius: 2px;
  transition: var(--transition);
}

/* ==========================================================================
   HERO
   ========================================================================== */

.hero {
  position: relative;
  padding: 140px 0 100px;
  background: linear-gradient(145deg, #062558 0%, #0B3D91 45%, #1565C0 100%);
  overflow: hidden;
  min-height: 100vh;
  display: flex;
  align-items: center;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse at 20% 80%, rgba(255,109,0,0.08) 0%, transparent 50%),
    radial-gradient(ellipse at 80% 20%, rgba(255,255,255,0.05) 0%, transparent 50%);
}

.hero-bg::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 700px;
  height: 700px;
  border-radius: 50%;
  background: rgba(255,255,255,0.02);
}

.hero-bg::after {
  content: '';
  position: absolute;
  bottom: -30%;
  left: -10%;
  width: 500px;
  height: 500px;
  border-radius: 50%;
  background: rgba(255,109,0,0.03);
}

.hero-content {
  position: relative;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.hero-text h1 {
  font-size: 2.5rem;
  font-weight: 800;
  color: var(--white);
  margin-bottom: 20px;
  line-height: 1.2;
  letter-spacing: -0.03em;
}

.hero-text .highlight {
  color: var(--accent);
}

.hero-subtitle {
  font-size: 1.05rem;
  color: rgba(255,255,255,0.8);
  margin-bottom: 32px;
  line-height: 1.8;
}

.hero-badges {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.1);
  color: var(--white);
  padding: 8px 16px;
  border-radius: 50px;
  font-size: 0.82rem;
  font-weight: 500;
  backdrop-filter: blur(4px);
  border: 1px solid rgba(255,255,255,0.12);
}

.badge i {
  color: var(--accent);
  font-size: 0.75rem;
}

/* ==========================================================================
   CALCULATOR CARD
   ========================================================================== */

.calculator-card {
  background: var(--white);
  border-radius: 14px;
  box-shadow: 0 4px 24px rgba(0,0,0,0.12);
  overflow: hidden;
  max-width: 480px;
}

.calculator-header {
  padding: 18px 24px;
  border-bottom: 1px solid var(--border);
}

.calculator-header h2 {
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 2px;
}

.calculator-header p {
  font-size: 0.78rem;
  color: var(--text-light);
}

.calculator-body {
  padding: 20px 24px;
}

.calculator-body .btn-cta {
  padding: 12px 24px;
  font-size: 0.9rem;
  margin-top: 4px;
}

.slider-group {
  margin-bottom: 20px;
}

.slider-label {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 10px;
}

.slider-label span:first-child {
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--dark);
}

.slider-value {
  font-size: 1rem;
  font-weight: 700;
  color: var(--primary);
  font-family: var(--font-heading);
}

/* Custom Slider */
.custom-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 3px;
  background: var(--border);
  outline: none;
  transition: var(--transition);
}

.custom-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--primary);
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(11,61,145,0.25);
  border: 3px solid var(--white);
  transition: var(--transition);
}

.custom-slider::-webkit-slider-thumb:hover {
  transform: scale(1.1);
  box-shadow: 0 3px 12px rgba(11,61,145,0.35);
}

.custom-slider::-moz-range-thumb {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--primary);
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(11,61,145,0.25);
  border: 3px solid var(--white);
}

.slider-range {
  display: flex;
  justify-content: space-between;
  margin-top: 6px;
  font-size: 0.7rem;
  color: var(--text-muted);
}

/* Payment Display */
.payment-display {
  background: var(--primary-dark);
  border-radius: 10px;
  padding: 16px 20px;
  margin-bottom: 16px;
}

.payment-label {
  color: rgba(255,255,255,0.75);
  font-size: 0.85rem;
  margin-bottom: 6px;
  font-weight: 500;
}

.payment-amount {
  font-family: var(--font-heading);
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--white);
  margin-bottom: 6px;
  letter-spacing: -0.02em;
}

.payment-note {
  font-size: 0.68rem;
  color: rgba(255,255,255,0.4);
  margin-top: 4px;
  text-align: center;
}

.calc-result-rows {
  margin-bottom: 6px;
}

.calc-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 9px 0;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
}

.calc-row + .calc-row {
  border-top: 1px solid rgba(255,255,255,0.12);
}

.calc-row strong {
  color: #fff;
  font-weight: 600;
  font-size: 0.88rem;
}

.calc-row-total {
  padding: 12px 0 4px;
  margin-top: 6px;
  border-top: 1px solid rgba(255,255,255,0.12);
}

.calc-row-total span {
  font-weight: 600;
  font-size: 0.9rem;
  color: rgba(255,255,255,0.85);
}

.calc-row-total strong {
  font-size: 1.1rem;
  color: var(--accent);
  font-weight: 800;
}

.calc-promo {
  text-align: center;
  padding: 6px 10px;
  background: rgba(46,125,50,0.15);
  border-radius: 5px;
  font-size: 0.72rem;
  font-weight: 600;
  color: #66BB6A;
  margin-top: 6px;
}

.calc-promo i {
  margin-right: 3px;
  font-size: 0.65rem;
}

/* ==========================================================================
   STATS BAR
   ========================================================================== */

.stats-bar {
  background: var(--primary-dark);
  padding: 48px 0;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  text-align: center;
}

.stat-number {
  font-family: var(--font-heading);
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--accent);
  margin-bottom: 4px;
  letter-spacing: -0.02em;
}

.stat-text {
  font-size: 0.85rem;
  color: rgba(255,255,255,0.7);
  line-height: 1.5;
}

/* ==========================================================================
   BENEFITS
   ========================================================================== */

.benefits {
  padding: 100px 0;
  background: var(--white);
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.benefit-card {
  text-align: center;
  padding: 36px 24px;
  border-radius: var(--radius-lg);
  background: var(--white);
  border: 1px solid var(--border);
  transition: var(--transition);
}

.benefit-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}

.benefit-icon {
  width: 64px;
  height: 64px;
  margin: 0 auto 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(11,61,145,0.06);
  border-radius: var(--radius-sm);
  font-size: 1.6rem;
  color: var(--primary);
  transition: var(--transition);
}

.benefit-card:hover .benefit-icon {
  background: var(--primary);
  color: var(--white);
}

.benefit-card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 10px;
}

.benefit-card p {
  font-size: 0.88rem;
  color: var(--text-light);
  line-height: 1.7;
}

/* ==========================================================================
   HOW IT WORKS
   ========================================================================== */

.how-it-works {
  padding: 100px 0;
  background: var(--bg);
}

.steps-grid {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 0;
}

.step-card {
  text-align: center;
  padding: 40px 28px;
  flex: 1;
  position: relative;
}

.step-number {
  position: absolute;
  top: 10px;
  right: 20px;
  font-family: var(--font-heading);
  font-size: 3.5rem;
  font-weight: 800;
  color: rgba(11,61,145,0.05);
  line-height: 1;
}

.step-icon {
  width: 72px;
  height: 72px;
  margin: 0 auto 24px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  border-radius: 50%;
  font-size: 1.6rem;
  color: var(--white);
  box-shadow: 0 6px 16px rgba(11,61,145,0.2);
}

.step-connector {
  display: flex;
  align-items: center;
  padding-top: 56px;
  color: var(--border);
  font-size: 1.3rem;
}

.step-card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  margin-bottom: 10px;
}

.step-card p {
  font-size: 0.88rem;
  color: var(--text-light);
  line-height: 1.7;
}

/* ==========================================================================
   PARTNERS
   ========================================================================== */

.partners {
  padding: 100px 0;
  background: var(--white);
}

.partners-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
  margin-bottom: 48px;
}

.partners-grid-10 {
  grid-template-columns: repeat(5, 1fr);
}

.partner-logo {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 8px;
  height: 120px;
  padding: 16px;
  background: var(--white);
  border-radius: var(--radius);
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.75rem;
  color: var(--text-muted);
  border: 1px solid var(--border);
  transition: var(--transition);
  text-align: center;
}

.partner-logo img {
  max-width: 130px;
  max-height: 50px;
  object-fit: contain;
}

/* Hide text label when logo image is present - keep in DOM for SEO */
.partner-logo img + span {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
}

.partner-logo:hover {
  border-color: var(--primary);
  color: var(--primary);
  transform: translateY(-2px);
  box-shadow: var(--shadow);
}

.trust-badges {
  display: flex;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.88rem;
  color: var(--text-light);
  font-weight: 500;
}

.trust-badge i {
  color: var(--success);
  font-size: 1.1rem;
}

/* ==========================================================================
   FAQ
   ========================================================================== */

.faq {
  padding: 100px 0;
  background: var(--bg);
}

.faq-list {
  max-width: 760px;
  margin: 0 auto;
}

.faq-item {
  border-bottom: 1px solid var(--border);
  transition: var(--transition);
}

.faq-item:last-child {
  border-bottom: none;
}

.faq-item.active {
  border-color: var(--border);
}

.faq-question {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 18px 0;
  background: none;
  border: none;
  cursor: pointer;
  font-family: var(--font-heading);
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--dark);
  text-align: left;
  transition: var(--transition);
  line-height: 1.5;
}

.faq-question:hover {
  color: var(--primary);
}

.faq-question i {
  font-size: 0.75rem;
  color: var(--text-muted);
  transition: all 0.2s ease;
  flex-shrink: 0;
  margin-left: 16px;
  width: 28px;
  height: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: #F3F4F6;
}

.faq-item.active .faq-question i {
  transform: rotate(180deg);
  color: #fff;
  background: var(--primary);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease;
}

.faq-answer p {
  padding: 0 0 20px;
  font-size: 0.9rem;
  color: var(--text-light);
  line-height: 1.8;
  padding-left: 0;
  border-left: 3px solid var(--primary);
  margin-left: 0;
  padding-left: 16px;
}

.faq-item.active .faq-answer {
  max-height: 500px;
}

/* ==========================================================================
   CTA BANNER
   ========================================================================== */

.cta-banner {
  padding: 80px 0;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  text-align: center;
}

.cta-banner h2 {
  font-size: 1.75rem;
  font-weight: 800;
  color: var(--white);
  margin-bottom: 16px;
  letter-spacing: -0.02em;
}

.cta-banner p {
  font-size: 1rem;
  color: rgba(255,255,255,0.8);
  margin-bottom: 32px;
  max-width: 560px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.7;
}

.cta-banner .btn-cta-white {
  display: inline-flex;
  width: auto;
}

/* ==========================================================================
   FOOTER
   ========================================================================== */

.footer {
  background: var(--dark);
  padding: 64px 0 0;
  color: rgba(255,255,255,0.65);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer-logo {
  margin-bottom: 16px;
}

.footer-logo span {
  color: var(--white);
}

.footer-desc {
  font-size: 0.88rem;
  line-height: 1.7;
}

.footer-col h4 {
  color: var(--white);
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 20px;
  letter-spacing: -0.01em;
}

.footer-col a {
  display: block;
  font-size: 0.88rem;
  color: rgba(255,255,255,0.55);
  padding: 5px 0;
}

.footer-col a:hover {
  color: var(--accent);
}

.footer-col a i {
  margin-right: 8px;
  width: 16px;
}

.footer-social {
  display: flex;
  gap: 10px;
  margin-top: 16px;
}

.footer-social a {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: rgba(255,255,255,0.08);
  color: rgba(255,255,255,0.7);
  font-size: 0.85rem;
  transition: var(--transition);
}

.footer-social a:hover {
  background: var(--accent);
  color: var(--white);
}

.footer-contact-info {
  margin-bottom: 16px;
}

.footer-contact-info a {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.6);
  padding: 4px 0;
}

.footer-contact-info a:hover {
  color: var(--accent);
}

.footer-contact-info a i {
  width: 16px;
  font-size: 0.8rem;
  color: var(--accent);
}

.footer-trust {
  display: flex;
  justify-content: center;
  gap: 32px;
  flex-wrap: wrap;
  padding: 24px 0;
  border-top: 1px solid rgba(255,255,255,0.06);
  border-bottom: 1px solid rgba(255,255,255,0.06);
}

.footer-trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.5);
}

.footer-trust-item i {
  color: var(--success);
  font-size: 0.95rem;
}

.footer-disclaimer {
  padding: 24px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}

.footer-disclaimer p {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.35);
  line-height: 1.8;
  text-align: center;
}

.footer-bottom {
  padding: 20px 0;
  text-align: center;
}

.footer-bottom p {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.35);
}

/* ==========================================================================
   FORM MODAL
   ========================================================================== */

.modal-overlay {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(0,0,0,0.5);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
  z-index: 100000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s ease;
}

.modal-overlay.active {
  opacity: 1;
  visibility: visible;
}

.modal {
  background: var(--white);
  border-radius: var(--radius-lg);
  max-width: 480px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  position: relative;
  transform: translateY(20px) scale(0.97);
  transition: transform 0.3s ease;
  box-shadow: var(--shadow-lg);
  scrollbar-width: none;
  -ms-overflow-style: none;
}

.modal::-webkit-scrollbar {
  display: none;
}

.modal-overlay.active .modal {
  transform: translateY(0) scale(1);
}

.modal-close {
  position: absolute;
  top: 16px;
  right: 16px;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  border: none;
  background: var(--bg);
  color: var(--text-light);
  font-size: 1rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
  z-index: 10;
}

.modal-close:hover {
  background: #FEE2E2;
  color: #DC2626;
}

.modal-header {
  text-align: center;
  padding: 36px 32px 20px;
}

.modal-icon {
  width: 60px;
  height: 60px;
  margin: 0 auto 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(11,61,145,0.06);
  border-radius: 50%;
  font-size: 1.5rem;
  color: var(--primary);
}

.modal-header h2 {
  font-size: 1.35rem;
  font-weight: 700;
  margin-bottom: 6px;
}

.modal-header p {
  font-size: 0.9rem;
  color: var(--text-light);
  line-height: 1.6;
}

.modal-form {
  padding: 0 32px 32px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.form-group {
  margin-bottom: 16px;
}

.form-group label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--dark);
  margin-bottom: 6px;
  font-family: var(--font-heading);
}

.required {
  color: #DC2626;
  font-weight: 700;
}

.phone-input-wrap {
  display: flex;
  align-items: center;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  overflow: hidden;
  transition: var(--transition);
}

.phone-input-wrap:focus-within {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(11,61,145,0.08);
}

.phone-prefix {
  padding: 12px 14px;
  background: var(--bg);
  color: var(--dark);
  font-weight: 600;
  font-size: 0.9rem;
  font-family: var(--font-heading);
  border-right: 1.5px solid var(--border);
  flex-shrink: 0;
  user-select: none;
}

.phone-input-wrap input {
  border: none !important;
  box-shadow: none !important;
  border-radius: 0;
  flex: 1;
}

.form-group input,
.form-group select {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-sm);
  font-size: 0.9rem;
  font-family: var(--font-body);
  color: var(--text);
  background: var(--white);
  transition: var(--transition);
  outline: none;
}

.form-group input:focus,
.form-group select:focus {
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(11,61,145,0.08);
}

.form-group input::placeholder {
  color: var(--text-muted);
}

.form-consent {
  margin-bottom: 20px;
}

.checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  cursor: pointer;
  font-size: 0.82rem;
  color: var(--text-light);
  line-height: 1.5;
}

.checkbox-label input[type="checkbox"] {
  margin-top: 3px;
  accent-color: var(--primary);
  width: 16px;
  height: 16px;
  flex-shrink: 0;
}

.checkbox-label a {
  color: var(--primary);
  text-decoration: underline;
}

.btn-submit {
  margin-bottom: 16px;
}

.form-security {
  text-align: center;
  font-size: 0.78rem;
  color: var(--text-muted);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}

.form-security i {
  color: var(--success);
}

/* ==========================================================================
   LOADING OVERLAY
   ========================================================================== */

.loading-overlay {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(145deg, var(--primary-dark), var(--primary));
  z-index: 100002;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  visibility: hidden;
  transition: all 0.35s ease;
}

.loading-overlay.active {
  opacity: 1;
  visibility: visible;
}

.loading-content {
  text-align: center;
  color: var(--white);
  padding: 40px;
  max-width: 480px;
}

.loading-spinner {
  position: relative;
  width: 88px;
  height: 88px;
  margin: 0 auto 32px;
}

.spinner-ring {
  position: absolute;
  inset: 0;
  border: 3px solid rgba(255,255,255,0.12);
  border-top-color: var(--accent);
  border-radius: 50%;
  animation: spin 1s linear infinite;
}

.spinner-icon {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  color: var(--accent);
  animation: pulse 1.5s ease-in-out infinite;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

@keyframes pulse {
  0%, 100% { transform: scale(1); opacity: 1; }
  50% { transform: scale(1.08); opacity: 0.7; }
}

.loading-content h2 {
  color: var(--white);
  font-size: 1.35rem;
  font-weight: 700;
  margin-bottom: 8px;
}

.loading-sub {
  color: rgba(255,255,255,0.65);
  font-size: 0.9rem;
  margin-bottom: 32px;
  line-height: 1.6;
}

.progress-bar {
  width: 100%;
  height: 4px;
  background: rgba(255,255,255,0.12);
  border-radius: 2px;
  overflow: hidden;
  margin-bottom: 32px;
}

.progress-fill {
  height: 100%;
  width: 0;
  background: linear-gradient(90deg, var(--accent), #FFD54F);
  border-radius: 2px;
  transition: width 0.3s ease;
}

.loading-steps {
  text-align: left;
  display: inline-block;
}

.loading-step {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.35);
  padding: 6px 0;
  transition: var(--transition);
}

.loading-step.active {
  color: var(--white);
}

.loading-step.done {
  color: rgba(255,255,255,0.6);
}

.loading-step.done i {
  color: #66BB6A;
}

.loading-step.active i {
  color: var(--accent);
  animation: pulse 1s ease-in-out infinite;
}

/* ==========================================================================
   OFFERS POPUP OVERLAY
   ========================================================================== */

.offers-overlay {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(0,0,0,0.55);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  z-index: 100001;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 16px;
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s ease;
}

.offers-overlay.active {
  opacity: 1;
  visibility: visible;
}

.offers-popup {
  background: var(--bg);
  border-radius: var(--radius-lg);
  max-width: 900px;
  width: 100%;
  max-height: 92vh;
  display: flex;
  flex-direction: column;
  position: relative;
  transform: translateY(20px) scale(0.97);
  transition: transform 0.3s ease;
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.offers-overlay.active .offers-popup {
  transform: translateY(0) scale(1);
}

.offers-popup-close {
  position: absolute;
  top: 12px;
  right: 12px;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  border: none;
  background: rgba(255,255,255,0.9);
  color: var(--text-light);
  font-size: 1rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition);
  z-index: 10;
  box-shadow: var(--shadow-sm);
}

.offers-popup-close:hover {
  background: #FEE2E2;
  color: #DC2626;
}

.offers-popup-header {
  background: linear-gradient(145deg, var(--primary-dark), var(--primary));
  padding: 28px 32px 20px;
  text-align: center;
  flex-shrink: 0;
}

.offers-popup-header h2 {
  color: var(--white);
  font-size: 1.4rem;
  font-weight: 800;
  margin-bottom: 6px;
  letter-spacing: -0.02em;
}

.offers-popup-header > p {
  color: rgba(255,255,255,0.75);
  font-size: 0.9rem;
  margin-bottom: 16px;
  line-height: 1.6;
}

.offers-icon {
  width: 52px;
  height: 52px;
  margin: 0 auto 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(135deg, var(--accent), #FF8F00);
  border-radius: 50%;
  font-size: 1.2rem;
  color: var(--white);
  box-shadow: 0 4px 12px rgba(255,109,0,0.25);
}

.offers-summary {
  display: flex;
  justify-content: center;
  gap: 32px;
  padding: 12px 20px;
  background: rgba(255,255,255,0.1);
  border-radius: var(--radius-sm);
  max-width: 400px;
  margin: 0 auto;
}

.summary-label {
  font-size: 0.82rem;
  color: rgba(255,255,255,0.6);
}

.summary-value {
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--white);
}

.offers-popup-body {
  flex: 1;
  overflow-y: auto;
  padding: 24px;
  scrollbar-width: none;
  -ms-overflow-style: none;
}

.offers-popup-body::-webkit-scrollbar {
  display: none;
}

.offers-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}

.offers-popup-footer {
  flex-shrink: 0;
  padding: 16px 24px;
  background: var(--white);
  border-top: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.offers-disclaimer-text {
  font-size: 0.78rem;
  color: var(--text-muted);
  flex: 1;
  line-height: 1.5;
}

.offers-disclaimer-text i {
  color: var(--accent);
  margin-right: 4px;
}

.offers-footer-actions {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-shrink: 0;
}

.btn-see-all {
  width: auto;
  padding: 12px 24px;
  font-size: 0.88rem;
  white-space: nowrap;
}

@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(20px); }
  to { opacity: 1; transform: translateY(0); }
}

/* ==========================================================================
   OFFER CARD
   ========================================================================== */

.offer-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 0;
  border: 1px solid var(--border);
  transition: var(--transition);
  overflow: hidden;
  position: relative;
  box-shadow: var(--shadow-sm);
}

.offer-card:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.offer-card.recommended {
  border-color: var(--accent);
  box-shadow: 0 4px 16px rgba(255,109,0,0.1);
}

.offer-badge {
  position: absolute;
  top: 12px;
  right: 12px;
  background: linear-gradient(135deg, var(--accent), #FF8F00);
  color: var(--white);
  padding: 5px 14px;
  border-radius: 50px;
  font-size: 0.68rem;
  font-weight: 700;
  font-family: var(--font-heading);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  box-shadow: 0 2px 8px rgba(255,109,0,0.25);
  display: flex;
  align-items: center;
  gap: 5px;
  z-index: 2;
}

.offer-badge i {
  font-size: 0.58rem;
}

/* Offer Card Top */
.offer-card-top {
  padding: 16px 20px;
  display: flex;
  align-items: center;
  gap: 16px;
  border-bottom: 1px solid var(--border);
}

.offer-logo-img {
  width: 150px;
  height: 50px;
  flex-shrink: 0;
  overflow: hidden;
  display: flex;
  align-items: center;
}

.offer-logo-img img {
  max-width: 100%;
  max-height: 100%;
  object-fit: contain;
}

.offer-logo-fallback {
  width: 100%;
  height: 100%;
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-heading);
  font-weight: 800;
  font-size: 0.85rem;
  color: var(--white);
}

/* Promo tag (inline next to logo) */
.offer-promo-tag {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--success);
  background: #ECFDF5;
  padding: 4px 10px;
  border-radius: 50px;
  white-space: nowrap;
}

/* Card body */
.offer-card-body {
  padding: 0;
}

/* Info rows (simple list) */
.offer-info-rows {
  padding: 0;
}

.offer-info-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 20px;
  border-bottom: 1px solid #F3F4F6;
  font-size: 0.88rem;
}

.offer-info-row:last-child {
  border-bottom: none;
}

.offer-info-row span {
  color: #6B7280;
}

.offer-info-row strong {
  color: #111827;
  font-weight: 600;
  text-align: right;
}

.offer-info-row strong.accent {
  color: var(--success);
}

/* Type label */
.offer-type-label {
  display: block;
  text-align: center;
  font-size: 0.7rem;
  color: var(--text-muted);
  padding: 6px 20px 14px;
}

/* Type label */
.offer-type-label {
  display: block;
  text-align: center;
  font-size: 0.68rem;
  color: var(--text-muted);
  margin-top: 10px;
  font-weight: 500;
}

.offer-details {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 20px;
}

.offer-detail {
  text-align: center;
  padding: 12px;
  background: var(--bg);
  border-radius: var(--radius-sm);
}

.offer-detail-label {
  font-size: 0.72rem;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 4px;
}

.offer-detail-value {
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--dark);
}

.offer-detail-value.highlight-green {
  color: var(--success);
}

.offer-monthly {
  text-align: center;
  padding: 16px;
  background: rgba(11,61,145,0.03);
  border-radius: var(--radius-sm);
  margin-bottom: 20px;
  border: 1px dashed rgba(11,61,145,0.12);
}

.offer-monthly-label {
  font-size: 0.82rem;
  color: var(--text-light);
  margin-bottom: 4px;
}

.offer-monthly-value {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--primary);
  letter-spacing: -0.02em;
}

.offer-monthly-value small {
  font-size: 0.55em;
  font-weight: 500;
}

.btn-offer {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: calc(100% - 40px);
  margin: 4px 20px 16px;
  padding: 11px;
  background: var(--accent);
  color: var(--white) !important;
  border: none;
  border-radius: 8px;
  font-size: 0.88rem;
  font-weight: 600;
  font-family: var(--font-heading);
  cursor: pointer;
  transition: var(--transition);
  text-decoration: none !important;
  border-bottom: none !important;
}

.btn-offer:hover {
  background: var(--accent-hover);
  color: var(--white) !important;
  text-decoration: none !important;
}

.btn-offer i {
  transition: transform 0.2s ease;
  font-size: 0.75rem;
}

.btn-offer:hover i {
  transform: translateX(3px);
}

.offers-disclaimer {
  text-align: center;
  padding: 20px;
  background: var(--accent-light);
  border-radius: var(--radius);
  margin-bottom: 30px;
}

.offers-disclaimer p {
  font-size: 0.82rem;
  color: var(--text-light);
  line-height: 1.6;
}

.offers-disclaimer i {
  color: var(--accent);
  margin-right: 4px;
}

.offers-back {
  text-align: center;
}

/* ==========================================================================
   RESPONSIVE — 1024px
   ========================================================================== */

@media (max-width: 1024px) {
  .hero-content {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .hero-text {
    text-align: center;
  }

  .hero-badges {
    justify-content: center;
  }

  .calculator-card {
    max-width: 520px;
    margin: 0 auto;
  }

  .benefits-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .partners-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .partners-grid-10 {
    grid-template-columns: repeat(3, 1fr);
  }

  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

/* ==========================================================================
   RESPONSIVE — 768px (Tablet / Mobile)
   ========================================================================== */

@media (max-width: 768px) {

  /* === NAV MOBILE === */
  .header .container {
    height: 60px;
    padding: 0 16px;
  }

  .header-cta {
    display: none;
  }

  .mobile-toggle {
    display: flex;
  }

  .mobile-toggle.active span:nth-child(1) {
    transform: rotate(45deg) translate(5px, 5px);
  }

  .mobile-toggle.active span:nth-child(2) {
    opacity: 0;
  }

  .mobile-toggle.active span:nth-child(3) {
    transform: rotate(-45deg) translate(5px, -5px);
  }

  .nav {
    display: none;
  }

  .nav.active {
    display: flex;
    position: fixed;
    top: 60px;
    left: 0;
    right: 0;
    bottom: 0;
    background: #fff;
    z-index: 9999;
    flex-direction: column;
    padding: 0;
    overflow-y: auto;
    border-top: 1px solid #E5E7EB;
  }

  .nav-link {
    padding: 16px 24px;
    border-bottom: 1px solid #F3F4F6;
    width: 100%;
    font-size: 1rem;
    color: #1F2937;
  }

  .nav-link:hover {
    background: #F9FAFB;
  }

  .nav-link::after {
    display: none;
  }

  /* === LOGO === */
  .logo-text .logo-name {
    font-size: 1.2rem;
  }

  .logo-text .logo-sub {
    font-size: 0.5rem;
    letter-spacing: 2px;
  }

  /* === HERO === */
  .hero {
    padding: 80px 0 32px;
    min-height: auto;
  }

  .hero-content {
    gap: 20px;
  }

  .hero-text h1 {
    font-size: 1.5rem;
  }

  .hero-subtitle {
    font-size: 0.85rem;
  }

  .hero-badges {
    flex-wrap: wrap;
    justify-content: center;
    gap: 8px;
  }

  .badge {
    font-size: 0.72rem;
    padding: 5px 10px;
  }

  /* === CALCULATOR === */
  .calculator-card {
    max-width: 100%;
    border-radius: 10px;
  }

  .calculator-header {
    padding: 12px 16px;
  }

  .calculator-header h2 {
    font-size: 0.9rem;
  }

  .calculator-body {
    padding: 14px 16px;
  }

  .slider-group {
    margin-bottom: 14px;
  }

  .slider-label span:first-child {
    font-size: 0.78rem;
  }

  .slider-value {
    font-size: 0.88rem;
  }

  .payment-display {
    padding: 12px 14px;
    border-radius: 8px;
    margin-bottom: 10px;
  }

  .calc-row {
    font-size: 0.78rem;
    padding: 5px 0;
  }

  .calc-row-total strong {
    font-size: 0.92rem;
  }

  .calc-promo {
    font-size: 0.68rem;
    padding: 5px 8px;
  }

  .calculator-body .btn-cta {
    padding: 10px;
    font-size: 0.85rem;
    margin-top: 4px;
  }

  /* === SECTIONS === */
  .section-header {
    margin-bottom: 32px;
  }

  .section-header h2 {
    font-size: 1.3rem;
  }

  .section-header p {
    font-size: 0.88rem;
  }

  .benefits,
  .how-it-works,
  .partners,
  .faq {
    padding: 48px 0;
  }

  .stats-bar {
    padding: 24px 0;
  }

  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 12px;
  }

  .stat-number {
    font-size: 1.2rem;
  }

  .stat-text {
    font-size: 0.75rem;
  }

  .benefits-grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  .benefit-card {
    padding: 20px 16px;
  }

  .steps-grid {
    flex-direction: column;
  }

  .step-connector {
    transform: rotate(90deg);
    padding: 6px 0;
  }

  .step-card {
    max-width: 100%;
    padding: 20px 16px;
  }

  /* === PARTNERS === */
  .partners-grid,
  .partners-grid-10 {
    grid-template-columns: repeat(3, 1fr);
    gap: 8px;
  }

  .partner-logo {
    height: 80px;
    padding: 8px;
  }

  .partner-logo img {
    max-width: 80px;
    max-height: 32px;
  }

  .trust-badges {
    flex-direction: column;
    gap: 10px;
  }

  /* === FAQ === */
  .faq-question {
    padding: 14px 0;
    font-size: 0.88rem;
  }

  .faq-question i {
    width: 24px;
    height: 24px;
    font-size: 0.6rem;
  }

  .faq-answer p {
    padding: 0 0 14px;
    padding-left: 12px;
    font-size: 0.85rem;
  }

  /* === CTA BANNER === */
  .cta-banner {
    padding: 40px 0;
  }

  .cta-banner h2 {
    font-size: 1.3rem;
  }

  .cta-banner p {
    font-size: 0.88rem;
  }

  /* === OFFERS POPUP === */
  .offers-overlay {
    padding: 0;
  }

  .offers-popup {
    max-height: 100vh;
    height: 100vh;
    border-radius: 0;
  }

  .offers-popup-close {
    top: 8px;
    right: 8px;
    width: 32px;
    height: 32px;
  }

  .offers-popup-header {
    padding: 14px 16px 10px;
  }

  .offers-popup-header h2 {
    font-size: 1rem;
  }

  .offers-popup-body {
    padding: 10px;
  }

  .offers-grid {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .offers-popup-footer {
    flex-direction: column;
    text-align: center;
    padding: 10px 12px;
    gap: 8px;
  }

  .offers-footer-actions {
    flex-direction: column;
    width: 100%;
  }

  .btn-see-all {
    width: 100%;
    justify-content: center;
  }

  /* === OFFER CARDS === */
  .offer-card-top {
    padding: 12px 14px;
    gap: 10px;
  }

  .offer-logo-img {
    width: 120px;
    height: 40px;
  }

  .offer-promo-tag {
    font-size: 0.68rem;
    padding: 3px 7px;
  }

  .offer-badge {
    top: 6px;
    right: 6px;
    font-size: 0.58rem;
    padding: 3px 8px;
  }

  .offer-info-row {
    padding: 7px 14px;
    font-size: 0.8rem;
  }

  .btn-offer {
    margin: 4px 12px 10px;
    width: calc(100% - 24px);
    padding: 10px;
    font-size: 0.82rem;
  }

  /* === MODAL === */
  .modal-overlay {
    padding: 0;
  }

  .modal {
    margin: 0;
    max-height: 100vh;
    height: 100vh;
    border-radius: 0;
    display: flex;
    flex-direction: column;
    max-width: 100%;
    scrollbar-width: none;
  }

  .modal::-webkit-scrollbar {
    display: none;
  }

  .modal-header {
    padding: 20px 16px 10px;
    flex-shrink: 0;
  }

  .modal-header h2 {
    font-size: 1.1rem;
  }

  .modal-header p {
    font-size: 0.8rem;
  }

  .modal-icon {
    width: 40px;
    height: 40px;
    font-size: 1rem;
  }

  .modal-close {
    top: 8px;
    right: 8px;
    width: 32px;
    height: 32px;
  }

  .modal-form, .modal-form[style] {
    padding: 0 16px 16px !important;
    overflow-y: auto;
    flex: 1;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .form-group input,
  .form-group select {
    font-size: 16px;
    padding: 10px 12px;
  }

  .phone-input-wrap input {
    font-size: 16px !important;
  }

  .checkbox-label {
    font-size: 0.78rem;
  }

  /* === FOOTER === */
  .footer {
    padding: 32px 0 0;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 24px;
  }

  .footer-col h4 {
    margin-bottom: 10px;
  }

  .footer-disclaimer p {
    font-size: 0.7rem;
  }

  .footer-trust {
    gap: 12px;
    padding: 14px 0;
  }

  .footer-trust-item {
    font-size: 0.72rem;
  }

  .footer-contact-info a {
    font-size: 0.8rem;
  }

  /* === LOADING === */
  .loading-content {
    padding: 20px;
  }

  .loading-content h2 {
    font-size: 1.1rem;
  }

  .loading-spinner {
    width: 60px;
    height: 60px;
  }

  .spinner-icon {
    font-size: 1.2rem;
  }
}

/* ==========================================================================
   RESPONSIVE — 480px (Small Mobile)
   ========================================================================== */

@media (max-width: 480px) {
  .container {
    padding: 0 14px;
  }

  .hero {
    padding: 76px 0 24px;
  }

  .hero-text h1 {
    font-size: 1.3rem;
  }

  .section-header h2 {
    font-size: 1.15rem;
  }

  .partners-grid,
  .partners-grid-10 {
    grid-template-columns: repeat(2, 1fr);
  }
}

/* ==========================================================================
   iOS SAFE AREA
   ========================================================================== */

@supports (padding: env(safe-area-inset-bottom)) {
  .footer-bottom {
    padding-bottom: calc(16px + env(safe-area-inset-bottom));
  }

  .cookie-consent {
    padding-bottom: calc(16px + env(safe-area-inset-bottom));
  }

  .offers-popup-footer {
    padding-bottom: calc(10px + env(safe-area-inset-bottom));
  }
}

/* ==========================================================================
   PRINT STYLES
   ========================================================================== */

@media print {
  .header,
  .footer,
  .btn-cta,
  .btn-offer,
  .btn-outline,
  .btn-cta-white,
  .mobile-toggle,
  .modal-overlay,
  .loading-overlay,
  .offers-overlay,
  .cookie-consent {
    display: none !important;
  }

  body {
    color: #000;
    background: #fff;
    font-size: 12pt;
    line-height: 1.5;
  }

  .hero {
    background: none !important;
    color: #000;
    padding: 20px 0;
    min-height: auto;
  }

  .hero-text h1,
  .hero-text .highlight {
    color: #000;
  }

  .hero-subtitle {
    color: #333;
  }

  .container {
    max-width: 100%;
    padding: 0;
  }

  .benefits,
  .how-it-works,
  .partners,
  .faq,
  .cta-banner {
    padding: 20px 0;
  }
}